Similar to the classic "envelope" method, but designed for modern conveniences. Got your eye on a shiny new MacBook? Buy yourself Apple store gift cards as you manage to put aside money, ensuring you don't spend the money frivolously and that you've really got the money to spend. You'll want to make sure your cards don't expire before you hit the savings mark, but it's a pretty solid way to ensure you honestly earn your big purchases. But, as our commenters noted when we first posted this, a sub-account through your bank, or a rechargeable gift-style debit card, might be better options for earning interest or avoiding vendor lock-in
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